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Loan Quote



The Annual Percentage Rate (APR) shown is for a personal loan of at least $10,000, with a 3-year term, and includes a relationship discount of 0.25%., Your actual APR may be higher than the rate shown.




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At least 10% of the applicants approved for these terms qualified for the lowest rate available based on data from 10/01/2022 to 12/31/2022. The rates shown are as of 01/09/2023 and subject to change without notice. Your Annual Percentage Rate (APR) will be based on the amount of credit requested, loan term and your credit score. The lowest rate available assumes excellent credit history.


Representative example of repayment terms for an unsecured personal loan: For $13,000 borrowed over 36 months at 12.99% Annual Percentage Rate (APR), the monthly payment is $438. This example is an estimate only and assumes all payments are made on time.


This tool is for illustrative purposes, and we have provided it solely as a convenience for you to estimate rates and payments based on your assumptions for loan amount, credit score range, and preferred term. Your actual rates and payments may differ from the estimates provided by this calculator as a result of selecting/qualifying for a different loan amount, term and rate; your actual credit score; and our pricing and underwriting policies and procedures. You will receive your actual rate and payment amount once you have applied for a loan. We are not responsible for the accuracy, completeness, or usefulness of the information provided by this calculator, and we have no obligation to extend an offer of credit or to match your terms to the terms provided by this calculator.


Also known as a credit score. Many lenders use this numeric calculation of your credit report to obtain a fast, objective measure of your credit risk and consider your credit score, in addition to other factors, when deciding whether or not to approve an application for a loan.


Due to state regulations, we are not able to accept home loan inquiries for New York properties on this site. If you are interested in a property in another area, you may hit Back and enter a different location.


Our student loan calculator tool helps you understand what your monthly student loan payments will look like and how your loans will amortize (be paid off) over time. First we calculate the monthly payment for each of your respective loans individually, taking into account the loan amount, interest rate, loan term and prepayment. Then we add up the monthly payment for each of the loans to determine how much you will pay in total each month. The amortization of the loans over time is calculated by deducting the amount you are paying towards the principal each month from your loan balances. The principal portion of the monthly payments will go down to $0 by the end of each loan term.


The federal government has a number of different student loan programs, described below, that offer low interest rates and other student-friendly terms. If you are able to use any of these programs to pay for part of your college tuition, your debt after graduation may be easier to manage.


You should note that in 2022, the federal government approved a targeted student loan debt relief program that will offer relief to more than 40 million borrowers and a complete cancellation for roughly 20 million. Savings can range from $10,000 to $20,000 in total forgiveness, depending on eligibility.


For students who are ineligible to receive subsidized loans, unsubsidized Stafford loans are available. These offer the same low interest rate as subsidized loans, but without the government-funded interest payments. That means that interest accumulates while you are in school, and is then added to the amount you have to pay back (also known as your principal balance) once you graduate. While this may sound like a minor difference, it can add up to hundreds or thousands of dollars of debt beyond what you borrowed. A good student loan repayment calculator takes into account the difference between subsidized and unsubsidized loans.


Along with the specific ceiling of $23,000 for subsidized Stafford loans, there is a limit on the cumulative total of unsubsidized and subsidized combined that any one student can take out. Undergraduate students who are dependent on their parents for financial support can take out a maximum of $31,000 in Stafford loans and students who are financially independent can take out up to $57,500 in Stafford loans. So, for a student who has already maxed out her amount of subsidized loans, she could take out an additional $8,000 to $34,500 in unsubsidized loans, depending on whether or not she is a dependent.


At schools that do participate, eligible undergraduates can borrow up to $5,500 per year and $27,500 total in Perkins loans; and eligible graduate students can borrow up to $8,000 per year and $60,000 total. But keep in mind that funds for Perkins loans are limited, so in practice those ceilings may be lower at certain schools.


Once all federal loan options have been exhausted, students can turn to private loans for any remaining funding. Private loans generally offer far less favorable terms than federal loans, and can be harder to obtain. They can have variable interest rates, often higher than 10%. The interest rate, and your ability to receive private student loans, can depend on your credit record. While some do provide for the deferment of payments while you are in school, many do not. Private loans do not make sense for everybody, but for some students they can be helpful to bridge the gap between federal loans and the cost of college.


Simply enter the home price, your down payment, the property ZIP code, your credit score and what's most important to you when choosing a loan. Our calculator provides your estimated total mortgage payment, including principal, interest, taxes and insurance.


APR: APR shown is estimated as of 12/21/2022 and may vary, as rates can change daily. APR shown includes the customer paying approximately 1 point at closing, which is generally 1% of the loan amount, and does not include other finance charges you may be required to pay. Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.


For loans over $3,000,000: For loan amounts greater than $3MM (or $1MM for investment properties), customers must meet post-closing asset requirements to qualify. Additional restrictions may apply. Please contact a Chase Home Lending Advisor for details.


ARM: For the Adjustable-Rate Mortgage (ARM) product, interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed-rate period, the interest and payments may increase. The APR may increase after the loan consummation.


Refinance: The amount you save on a refinanced mortgage may vary by loan. If a refinanced mortgage term is longer than the term remaining on your current loan, you will incur additional interest charges for the extended term.


Debt consolidation information: Debt Consolidation Information: The amount you save on debt consolidation may vary by loan. Since a may have a longer term than some of the bills you may be consolidating, you may not realize a savings over the entire term of your new loan. In addition, your may require you to incur premiums for hazard and, if applicable, flood insurance, which would affect your monthly payment reduction. Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.


We offer a variety of mortgages for buying a new home or refinancing your existing one. New to homebuying? Our Learning Center provides easy-to-use mortgage calculators, educational articles and more. And from applying for a loan to managing your mortgage, Chase MyHome has everything you need.


Whether you're determining how much house you can afford, estimating your monthly payment with our mortgage calculator or looking to prequalify for a mortgage, we can help you at any part of the home buying process. See our current mortgage rates, low down payment options, and jumbo mortgage loans.


Refinance your existing mortgage to lower your monthly payments, pay off your loan sooner, or access cash for a large purchase. Use our home value estimator to estimate the current value of your home. See our current refinance rates and compare refinance options.


Our affordable lending options, including FHA loans and VA loans, help make homeownership possible. Check out our affordability calculator, and look for homebuyer grants in your area. Visit our mortgage education center for helpful tips and information. And from applying for a loan to managing your mortgage, Chase MyHome has you covered.


Go to Chase mortgage services to manage your account. Make a mortgage payment, get info on your escrow, submit an insurance claim, request a payoff quote or sign in to your account. Go to Chase home equity services to manage your home equity account.


Knowing more about personal loans can help you make a choice that works for you and achieve your financial goals. To better understand topics like loan terms and how to get a personal loan, check out these blogs:


Own your very own piece of Los Angeles. Lock in low rates currently available in and save for years to come! In spite of the recent rise in rates current mortgage rates are still below historic averages. If you secure a fixed mortgage rate your payments won't be impacted by future rate hikes. By default we show 30-year purchase rates for fixed-rate mortgages. You can switch over to refinance loans using the [Refinance] radio button. Adjustable-rate mortgage (ARM) loans are listed as an option in the [Loan Type] check boxes. Alternate loan durations can be selected and results can be filtered using the [Filter Results] button in the bottom left corner. You can select multiple durations at the same time to compare current rates and monthly payment amounts. 041b061a72


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